Your favorite distraction (nefarious) wrote,
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why I hate capitalism

My letter to the insurance commissioner of Washington State.


Dear Michael,

My name is Tony Flint. I am 21 years old. I live in Renton and work in downtown Seattle. For the last 2 years, I have used Metro to commute to and from work. I am proud of myself for that. At first, it was extremely difficult for me to give up the convenience, freedom, and (to me) enjoyment which having a car provides, but I managed. I made these sacrifices for the environment, as well as the economic benefit that I received by not having to pay for parking/fuel/insurance.

Recently, I decided that I wanted to purchase a car and start driving again. I went through the process of getting approved for a loan, and went car shopping. I found a nice car at a good price, and decided that I wanted it. In order to have my loan approved by my credit union, I had to get the car fully insured before I drove it off the lot.

This is from where my complaint stems. For the last 2 days, I have been getting quotes from various insurance companies in Washington State. To date, none of my quotes have been below $2416.00 for 6 months of coverage, with a required down payment of at least $601.58, and monthly payments of $454.21 or above (these numbers come from the cheapest quote I have received so far, all of the others have been above $2900). When I asked why the price is so ridiculously expensive, I learned that it was mostly because I have not had car insurance for a while.

This infuriates me. I felt I was doing this state and everyone in it a favor by using our public transit systems, yet now I must pay these ridiculous sums in order to start driving again? Any economic benefit that I have enjoyed by taking metro will be erased by these disgusting rates. Please do something about this. How can the public be blamed for nearly empty busses when they could get punished for riding them?

Thank you for your time,

Tony Flint
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